Why not do wha the last paragraph says? FDIC has the right idea. Do what the last paragraph says. Then, if those jerks want to pass on their costs to the consumer, the consumer can go elsewhere... like to a community credit union, where they have a voice, and their money isn't in danger of being pillaged from them for the fat wallets of the execs. Duh.
Obama Weighs Fee to Recoup Bank Bailout and Cut Deficit
By JACKIE CALMES
Published: January 11, 2010
WASHINGTON — President Obama is likely to propose a fee on financial institutions to help reduce the federal deficit when he releases his budget plans in February, although the details remain unresolved, according to administration officials.
Separately, the Federal Deposit Insurance Corporation, which traditionally has collected fees from the banks it regulates to cover the costs of insuring depositors at failed institutions, is considering changes to its formula. The changes would be aimed at increasing levies on banks engaged in risky activities and those that set executive compensation in ways that reward risk-taking.